The Bankruptcy court recently announced a new pilot project aimed at speeding up notices from the Bankruptcy Court to
debtors. The Bankruptcy Court selected certain law firms handling bankruptcy cases to assist with the testing of a pilot
program called & Debtor
Electronic Bankruptcy Noticing; or DeBN & DeBN allows
debtors to elect to receive entered orders and court-generated notices by email instead of by regular mail.
Only
four bankruptcy courts are participating in this pilot
program and California-Central is one of them.
Kaufman
& Kaufman became the first bankruptcy firm to participate in the DeBN Project at the U.S Bankruptcy Court California-Central
Location. Our bankruptcy office was also the first to electronically-file the DeBN form on-line for our client.
So,
we made HISTORY! This is a huge step in our ability to use the electronic system to our clients' advantage -- allowing
our clients to receive notices from the court far more rapidly than
via the US postal service.
The ability for
the debtor to receive court orders and court-
generated notices by email has several advantages:
Its fast - Debtors
receive court orders and court-generated
notices the same day that their attorney does.
Its convenient - Debtors
can read and/or save the court orders and notices on their mobile device, iPad, and home computer.
Its free - Court
orders and court-generated notices can be viewed
an unlimited number of times on the debtor's mobile device
or home computer at no charge.
Its green - less paper clutter.
To request more information to use this services
to file your
Kaufman. We are located at 1001 N Ross St Santa Ana, CA.
#ocbankruptcy #occourts #ocbk #ocattorney
There are a number of steps which must be completed before your bankruptcy protection begins
A Petition must be
prepared and filed with the Bankruptcy Court,
along with Schedules and attachments, including a Means Test and Certificate
of Completion of Pre-Petition Credit Counseling.
Prior to filing it is important to gather the information
necessary
to complete a Bankruptcy Petition. The best source for
information regarding your assets and creditors is your own
records. You may also find it helpful to obtain a credit report
to refresh your recollection as to your creditors.
YOU DO NOT
NEED TO SUBMIT COPIES OF YOUR BILLS.
Evaluation of the information including your assets and creditors,
and available exemptions, will assist in determining whether you
need to file a bankruptcy case, and if so, which
chapter(s) you
may file.
Once prepared and carefully reviewed, the Petition is signed under
penalty of
perjury, and filed with the Bankruptcy Court.
About 30 days after your Petition is filed, you are required to
attend an administrative hearing. This is conducted by an
appointed Trustee (not a judge). At the hearing you will be
sworn
in, and examined on the information under oath by the appointed
Trustee, and you may also be called upon
to submit documents or
supporting information.
Prior to your Meeting of Creditors, you are required to submit
to
the trustee a copy of your Federal income tax return for the most
recent tax year ending immediately before
the commencement of the case, for which a Federal income tax return was filed (You have the option of providing a transcript
of your return instead).
You are also required to produce certain personal identification
at your hearing, including
government-issued photo identification
and evidence of your Social Security number.
Some Trustees also require
you to submit additional information
prior to the hearing.
Attorneys charge different amounts for filing a bankruptcy.
Some attorneys charge a flat-fee, while others may add charges for services performed later, some attorneys charge hourly.
Some attorneys who charge reduced rates will not appear with you
at your hearing and will instead hire an "appearance
attorney" or a "contract attorney" to "sit in" for them at your hearing. Be
sure to ask your prospective attorney if they use "contract
attorneys".
Some attorneys who
charge reduced rates will not themselves
perform all of the professional services on your case, but may
instead
use "paralegals" to do the work on their behalf. Be sure to ask your prospective attorney if they use
"paralegals".
In some cases there are some services which are not included in
the initial retainer
fee you may pay. Although rare, in the event
that a Motion for Relief from Stay, or another form of adversary
proceeding is filed against you by a creditor, or the trustee; or
if you wish to remove a lien against exempt property,
or appear at
a reaffirmation hearing, additional fees may be required if you
wish a lawyer to represent you in
such actions.
Some firms say they "will take payments". However all fees must be paid before your
case is filed (except in a Chapter 13). So ask your prospective attorney if they will allow you to make
payments after
your case is filed -- not likely.
